Expose Realtors ~ Email me Your Story

NAR is NOT listening, State Realtor Associations is NOT Listening,
Law Makers - Attorneys - Judges are Not Listening..
State Real Estate Boards Are NOT Listening...

Title Companies, Lawyers, Good Realtors ...
Can DO Nothing.. so Email ME
Crystal L. Cox Real Estate Whistleblower
and Get your Story Heard...
Expose Realtors on our
Real Estate Industry Whistleblower...
Tell your Story...

Crystal@CrystalCox.com

NAR - the Ultimate Wolf in Sheeps Clothing

NAR - the Ultimate Wolf in Sheeps Clothing
Time to Hold NAR Accountable
to Those Code of Ethics
that are Simply Gibberish
they make Newbies Swear to
But have No Intention
or System in Place to
Make this REALLY Happen.

Time For the Truth About
the National Association of Realtors.

the National Association of Realtors is a Hoax.

NAR is NOT of a "Higher Standard" as they Claim to Be.

NAR does not Provide Consumer Protection in ANY way.

The National Association of Realtors NEEDS

you to REALLY buy into the Illusion that they
are the "Voice of Real Estate"
that way you will Simply not know that you can use
a Real Estate Broker that is NOT Part of the
Real Estate Cartel known as
National Association of Realtors.

And You Believe that an NAR Member Offers you
More Protection in your Real Estate Transaction
When In Fact that is a Flat Out Lie.

NAR is so Engrained in your Life that ALL of you Use
the Word "Realtor" for the WordS "Real Estate Agent"
though NAR tells me that is Illegal. Law Books Do it, you Do it
But NAR wants to STOP me from Doing it.

The National Association of Realtors
Violates Anti-Trust Laws, Violates Mortgage Laws,
Violates RESPA Laws, they pay Attorneys to
Advise members at the State Association Level
that is Information Biased on What NAR Needs
to be the Course of Action, to Keep NAR in Business.

Even to the Point of Convincing Members they
are doing something Illegal when they try and
benefit the Real Estate Consumer.

NAR Pushes State Real Estate Governing Agencies
to Make E and O insurance Mandated -
when in FACT this E and O insurance is What Enables
the Realtor to Legally Committ Fraud and
there is nothing you Can do unless you have
BIG Money and a WHOLE lot of Years to Fight.

The National Association of Realtor IS NOT the
Voice Of Real Estate. NO WAY.


STOP the Cartel of NAR - they Force Agents to Join them or Boycott the Agents.. STOP the Tirade of NAR

"In Greensboro, NC, the local realtor association has notified real estate firms, that are association members, that brokers employed by those firms that are not members of the association can no longer list properties. When my bic told me this I about fell over.

She then told me that I would now be in a secondary company with her and my commission went from about 95% to 50-50 because I am not an association member. I spoke with an attorney and this amounts to what he called tortious interference. He told me I would have a good case. Unfortunately I cannot afford to sue.

If you have any suggestions I’d appreciate it. I love your site. Keep up the good work. I love the new realtor commercials on tv. If the public only knew how the NAR’s lobbyists in DC were the very ones screaming at congress to get banks to make more home loans starting back in the 90’s.and up till the crash.

Now they say they are there to save the American dream of home ownership. What a bunch of criminals. It’s only appropriate they should be headquartered in Chicago. In my state it has pretty much become something akin to forced unionism.
Keep up the fight and hopefully we will prevail one day.

Reid Thibodeaux
336-972-6541"

Yes Folks NAR is the reason for the real estate collapse, and they said buy buy buy and no accountability, then NAR lobbys for more loans that benefit them... STOP the NAR Cartel..

Read more...

Real Estate Consumers HAVE No Rights. Especially when you Use an NAR member as the Forms are Designed to Protect Realtors and NOT Consumers.

This article, this lawsuit is true.  The MLS, Brokers, Franchise do discriminate against brokers that charge less commission.  I was boycotted in my first year for charging 5% commission.  The real estate industry is set up to prey on real estate consumers.  Your real estate listing is content for NAR and their website so they can place ads and sell ad space.  NAR.com is owned in part by the same company that owns Cendant, Sotheby's, Coldwell Banker, Century and ERA.

Do NOT Use a Realtor in your Real Estate Transaction.  The E and O insurance is to protect the Realtor, the "Forms" are to protect the Realtor and the Real Estate Consumer has no rights. '

This class action lawsuit is what happens in many MLS's and I would even dare to say all MLS's, I have been in many of them and been boycotted for charging less money and giving Buyer and Seller Rebates.

"Pennsylvania homeowner Thomas Logue filed a class action lawsuit in April 2010, alleging that a group of real estate brokerages and a local MLS (and its board of directors) conspired to keep broker commissions artificially high by limiting competition among companies, according to court documents. The area real estate companies stifled competition by keeping some rival businesses from effectively marketing properties, blocking discount brokers from listing in the MLS, alleges the suit, which Logue’s attorneys say caused him to pay more than was necessary to list his home in 2006.

This summer, a motion for preliminary approval of a settlement in the case was approved by the judge after denying a motion to dismiss by the defendants, laying the ground for this week’s approval of a settlement in the amount of $2.4 million, of which Logue’s attorneys will receive $1 million and Logue will receive $10,000. Court documents do not reveal the number of buyers that will split the remaining $1.39 million.
Logue filed the lawsuit against West Penn Multilist Inc., Howard Hanna Real Estate, Coldwell Banker Real Estate, Freeman Realty, Northwood Realty and Prudential Preferred Realty regarding purchases through these companies between February 13, 2005 and February 13, 2009.
Anti-trust laws were established in the 1800s to protect consumers from cartels and monopolies, which this case showed was in play on the Pennsylvania real estate scene. MLS companies have long struggled with business rules that dictate what is legitimate and what is not, and in this case, the judge agreed to this $2.4 million settlement alleging the brokerages and the MLS, along with their board of directors blocked discount brokerages.
Source and Full Article
The National Association of Realtors violates anti-trust laws every single day, and NAR Lobby money protects the Rights of Realtors and NOT the rights of the real estate consumer. 
For more on my take on the Real Estate Industry,
as a Real Estate Industry Insider and Whistleblower

http://www.realestateindustrywhistleblower.com/

Read more...

David Carr, New York Times: Take A Deeper Look at What the New York Times, David Carr and Forbes is Saying and Support the Victims and NOT the Criminals.

David Carr and Kashmir Hill are NOT Telling the Whole Truth and Nothing But.

Do Not Simply Believe the New York Times, David Carr and Forbes because they are bigger then me, and more Established.  David Carr of the New York Times has an agenda to keep down New Media and David Carr of the New York Times has an Agenda to keep Woman in their place.

David Carr of the New York Times and Kashmir Hill of Forbes Seem to think it prudent to NOT print my side of the story regarding the now "infamous" email.  And David Carr and Kashmir Hill have no accountability, and David Carr keeps attacking my character though a Judge and Jury already has "punished" me.  Why?  Is David Carr the Eye for an Eye Police? Well this is to attack all bloggers, and to avoid doing research on the real story, of the real crimes. David Carr is a Lazy, Ignorant Journalist.

David Carr and Kashmir Hill get to claim protection under laws that don't apply to bloggers.  So David Carr and Kashmir Hill can legally say what they want about me, set me up, post flat out lies and have no accountability, as they demand accountability from me. Of which a Judge and Jury has already handed out.

David Carr and Kashmir Hill simply take the word of Kevin Padrick and his Attorney David Aman, who were both involved in the Summit Bankruptcy.  David Carr and Kashmir Hill need to discredit me so that my accusations are not taken serious.  Thing is the Department of Justice, FBI, and all other authorities ignore the real details of the bankruptcy courts and guys like Kevin Padrick have no oversight what so ever, even though they claimed they did. The Summit Bankruptcy should be VOID from the Start.  Kevin Padrick worked for the company that went bankrupt to help them Form a Plan of Reorganization, this is a signed contract between Summit and Obsidian Finance Group and then Kevin Padrick was a Trustee working on the other side, against them.

David Carr and Kashmir Hill seem to NOT want to Read anything and claim that Kevin Padrick has no one else that has had an issue with him, and has not been in any other similar situation.  The Truth is the Summit Bankruptcy had an Objection to the Fees filed by several insiders, in this there were emails between the Department of Justice Trustee, between David Aman and Robert Opera - one of the attorneys involved and Opera suggested issues of deferred gain, there was also tax exhibits and tons more and I had read this over and over, it was a public document and had been online for years, the court would not accept this as a source even though it was a source and that was the truth.  The Truth seemed to be irrelevant.  Here is the Objection to the Fees in the Summit Bankruptcy.

http://www.obsidianfinancesucks.com/2011/12/judicial-proceeding-objection-to.html
..has David Carr and Kashmir Hill read any of the documents?

Internal Emails In the Objection to Fees, has David Carr and Kashmir Hill read any of the documents?

https://docs.google.com/document/d/1CwWgyxFNljyhDmrl8-YfDfNuRKPtDmcwUw7-LNDLysU/edit?hl=en_US&pli=1

eMails between Jeanette ThomasPerkins Coie and Mark Neuman Summit

https://docs.google.com/document/d/1fu2PsbRCqT3XSwYeSyfD2WRh256dbnM-maLnqy5XK_Y/edit?hl=en_US
... has David Carr and Kashmir Hill read any of the documents?

David Aman, Tonkon Torp was involved in the Summit Bankruptcy and in my Case David Aman represented Kevin Padrick to not only defend Obsidian and silence me, but also to protect Tonkon Torp Law Firm and their Involvement.  David Aman had knowledge of deferred gain issues and ignored it.
https://docs.google.com/document/d/1J4dSs5S2e-B3cZjiT7AZ8-aoxse0qoTEhHxSzMzwmX4/edit?hl=en_US

Here is the Deposition of Summit Principal Mark Neuman
http://www.obsidianfinancesucks.com/2011/12/summit-accomodators-mark-neuman.html
...has David Carr and Kashmir Hill read any of the documents?

Here is the Contract Obsidian Finance Had with Summit, the Debtor BEFORE they HAD to go bankrupt, AFTER calling Obsidian Fnance Group, Kevin Padrick to Help them so they did not have to go bankrupt.
https://docs.google.com/document/d/1O_Et0IHaUuQnAnQ9nblox4mzJxc_GIP_wuUF3vA-9-s/edit?hl=en_US
.... has David Carr and Kashmir Hill read any of the documents?

Below is a Meeting in Video, of Kevin Padrick of Obsidian Finance Group with Summit, who later became the Debtor and Kevin Padrick later became the Trustee working against his own client, Kevin is on the far Right.
http://www.youtube.com/user/KevinPadrick
...has David Carr and Kashmir Hill read any of the documents?


Other Documents of Source ... has David Carr and Kashmir Hill read any of the documents?
https://docs.google.com/document/d/1Ayq9PQ6a32_I-AdvLAlBS9HcxWvXIcTK1lsEMA7clQ8/edit?hl=en_US

Kevin Padrick Rejecting Offers...has David Carr and Kashmir Hill read any of the documents?
https://docs.google.com/document/d/1IAH9w9wBVAMG6dCaGXIsRkZkLDApo1osDdH-x1ZxYIY/edit?hl=en_US

Summit Press Release...has David Carr and Kashmir Hill read any of the documents?
https://docs.google.com/document/d/1zYfrM_1XnQwcao3i4wZJhB8aXyPoJb_oLh1j5PEPUSo/edit?hl=en_US

Also a Third Party Blog was My Source and the Judge said that was irrelevant, as I was responsible for if it was true and all bloggers do that.  My case a perfect example, thousands of you reposted the Seattle weekly article and it had information that was WRONG.  Your all liable under this judgement.  Third Party blogs are protected but not for me.
https://docs.google.com/document/d/1C8c37jl8cwkfLvcbm_bKnm3lpsfz4SfrHePPjcvB83s/edit?hl=en_US

David Carr ignores that HomeStreet Bank in Washington filed an Objection to the Fees Against Kevin Padrick also, with Claims of Conflicts with Miller Nash and Over Billing, Summit is not an Isolated case and none of it was my story.
https://docs.google.com/document/d/1tstf6BAeXFHFmMaFodmURp6uUDWm6U1SqeqBu2HgSvw/edit?hl=en_US

Lake County Oregon has a Group to Fight Back and Obsidian Finance Group is at the center of this battle, here is one of the letters from the Oregon Solar Development Battles.
https://docs.google.com/document/d/1gFKNVdnKvPUkHo3WUjxvyxUN4mCaMXpeuqXy7W9fV2c/edit
...has David Carr and Kashmir Hill read any of the documents?

I Told Their Story, it Was not My Story. I wanted to get them heard and to protect others it was or may happen to in the future. David Carr and Kashmir Hill have NOT read any of the documents? Nor does David Carr and Kashmir Hill have any interest in the facts, truth or my side.  David Carr and Kashmir Hill will be sued by me, Pro Se Blogger Crystal Cox Soon, as David Carr and Kashmir Hill are protecting the Criminals and Protecting the Foothold of Big Media and I DO NOT APPROVE.

Here was my Statement of Source NOT allowed into the Trial
https://docs.google.com/document/d/1HTDv8q9eaMKzZ_8UhKwqhaEs89r6fB6csC5MRRzXZmE/edit?hl=en_US

Here is the Trial Documents I Gave to Show the Source of that One Blog Post
http://www.obsidianfinancesucks.com/2011/12/in-obsidian-v-cox-i-provided.html

So instead of Investigating the Crimes I write about ,and there are tons, they investigate me.  They are scouring my bank accounts, calling my clients, setting me up for alleged criminal activity and basically sending a lynch mob after me, and nothing I can do really but wait for it.  As David Carr continues his rampages to discredit me and even have me a lesson for teens to talk about in New York Schools, all the while Ignoring my side of the story even though he talked to me.  And David Carr ignores that I am not the one accusing Kevin Padrick of these Indiscretions and action, I am simply writing about those who are.

There will be much more on other people, companies that have issue with Kevin Padrick and Obsidian Finance Group at the Link Below, I will add more over time, though David Carr says I am the only one with a Beef regarding Kevin Padrick and Summit. I have tons of documents and information, have for YEARS.


...David Carr and Kashmir Hill have NOT done their Homework, and have defamed me, accused me of criminal activity and posted false information on an email that was between TWO Attorneys, I was Pro Se.. You Will get to defend this in court .. David Carr and Kashmir Hill ..

Quantum Case in this Same Court

Conflict of Interest Form that Judge Hernandez Refused OVER and OVER to Sign in my case

The Tiffany Craig Case, Yet for Me None of this Applied

This Blog was online and still is

There is lots more information on Summit then Me, I simply got their story found in the search engines.  I hope to Sue Forbes and the New York Times for Endangering my Life and Defamation.  As regarding their version of that email they are accusing me of a crime, giving me no Criminal Attorney and not posting my side.  There were surrounding emails and it was a "Cease Fire" "Negotiation" between 2 attorneys as I was Pro Se.  There is lots more to it.  However David Carr and Kashmir Hill are protected to ruin my life further and gather a lynch mob for something the "bad guy" told them happened, that did not happen quite that way. 


Summit Bankruptcy Filing

More Documents of the Case Will be at 

Also to Examine in depth Every mistake that David Carr has ever possibly made, mis-quotes, flat out lies, inspiring a lynch mob, ruining lives without facts and more.. Coming Soon..

Note:  Any documents you cannot find on this page and want email me Crystal@CrystalCox.com.  My main source was the Objection to the Fees in Summit and Mark Neuman, Summit Principals Deposition if you want those and can't find them email me.  I was always telling the victims story and the angle David Carr of the New York Times is Running With, as Well as Forbes is FLAT Wrong.

I will also soon be posting my story in an easier to understand format, also I will be making demands of the New York Times and Forbes, and at some point file lawsuits against them. I have tons of information, videos and documents if you want the Truth or you can just run with Forbes and New York Times, but remember even if I was guilty of a crime, which I am not, but if I was, then how would that have anything to do with if that post was true or NOT?

Think for Yourself.

Do your Homework.

.. NEVER Ever Believe the discriminating illiterate David Carr and Kashmir Hill ..

Crystal L. Cox
a Big Fan of Reading..
Investigative Blogger..

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Folks are Googling Mike Workman Realtor Today - DO not TRUST Mike Workman Eureka Montana, he is a Liar, and Does not Obey the Law

Mike Workman is for MONEY and not for Real Estate Consumers. Mike Workman Realtor lies about defects of homes in which he has full knowledge of issues. DO NOT Trust Mike Workman, Century 21 Real Estate, Eureka Montana Real Estate.

Read more...

Is the Home Inspector Objective? Ummm No, Especially in a Small Town Just How it Works.

Read more...

Is the Home Inspector Objective? Ummm No, Especially in a Small Town Just How it Works.

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Folks the Real Estate Board of Realtors Will NOT hear your Ethics Complaint, the Truth Seems to Be Irrelevant and even Criminal

You Can File Lawsuits and Criminal Complaints without an Attorney.

The Board of Realtors will Protect the Realtors.

Attorneys Protect the System and Quickest way to their Pay Check.

The only way for accountability is to post your Proof, Fact, Video you Talking about your experience and email it to me Crystal@CrystalCox.com - Do not Defame them, get the facts and Expose them.

Start a blog for free at Blogger.com and Email me the blog.  Upload Documents online or email them to me.

STOP preaching to the Choir its a waste of energy, the real estate board will not protect you, NAR is NOT listening, Lawyers can't Help You, NAR Lobbies Against You and makes it look like it is for you.

You Cannot Win.  Boycott Realtors, Seriously STOP Using Them, if you do Use them to buy go to the listing agent, Bank on Greed it really is your best protection Sad but TRUE.

Save Your Energy for a Blog, Videos, and Online Media that exposes them, then file complaint in the court of law not within their own industry.. ..  GO Pro Se and Take them to Task. 

Look Deeper BEFORE you Buy.  There is ALWAYS going to be an issue, thing is .. is the issue one you can deal with after the purchase or not?

Sell on the Internet, Run a Local Ad, Give an Email so you can send pics and videos ... all of this is nearly free compared to commission and WOW massive when you look at the liability the Realtor puts on you as a Buyer and as a Seller.  Its not the good Realtor's fault, its the system of NAR and Lobbying that does this to you, you have to protect yourself, that simple.

Read more...

Kate Carson - Keller and Williams California

"I had bought a condominium at 579 Camino Mercado Uni 213 at Ocean Oaks senior living in Arroyo grande Ca. 93420

Where Keller and Williams use to be the only brokerage of two realtors Kate Carson , Jason Blanenship were contracted to sell these brand new complex built by Gary Young.

http://www.corporationwiki.com/California/Pismo-Beach/ocean-oaks-builders-inc/44330911.aspx

I bought this condo unit 213 from housing in San Luis obispo. I was a senior and also with my mother. I had a terminally illness which has left me disabled for years now. After we bought..

My mother use to ask Kate Carson to make sure there will never be hard wood floors in upper units as my mom stayed in a hotel to sign paper work and was never able to sleep in this hotel due to the hardwood floors. Kate said no hardwood floors. Well she lied. What's new.

Upstairs were a couple one deaf and his wide who had insomnia and they installed their own hardwood floors before HOA started. how ever Kate Carson and her husband were invited up to see these floors.

Kate sold me unit under this unit. I was so upset that she did not disclose this. We lived for a year and it was so bad we could not live there any longer. it was relentless.. noise and harassment as the HOA did not want any new owners to know what they had done. So they would give all other unit owners a different date when it came to resolve noise .. There we sat with just the builder and president. They did not protect me or my mother. I later read this was elderly abuse and discrimination. As i asked Kate and Jason to sell this unit. As i said earlier they were the only two that sold these units.

They refused to sell our condo.. I called Alan Williams owner of KW in Pismo each.. http://www.centralcoastkw.com/ about 30 times and not one return call.

I was so sick and so exhausted.My mother the same. Then we decided to rent it out. I then took KW to ethics board to make them accountable and to know why they would not sell the unit we owned. We were told by Cindy doll of http://www.pismocoastrealtors.com/displaystaff.cfm Board of realtors Pismo Coast.

Not to hire a lawyer. So we thought she was on our side and was there to protect us. Come to find out that was far from the truth. My mother and I walked in only to see they hired a lawyer
http://www.ogdenfricks.com/attorneys.html Roy Ogden .

We had absolutely no time to talk None. He took out a recorder. Played a private message i had left on Mr Alan Williams answering cell phone. I trusted this brokerage and have bought and sold for 40 years with never have a problem with a realtor. This lawyer played a private message where i stated my health was in jeopardy and described my one of my illnesses as my liver was enlarged. I was in tears on this message. . Then he went on to say i had been in a mental ward.I never in my life have been treated with such lies and ethics were gone. i was was so amazed at how they covered each other lies..

I had been to a hospital rehab for a broken leg.. One of the realtors Tamara Burns told me that fishy was going on with Kate and Jason not selling my unit so Tamara burns had listed it for 10 days watched my dog.. while i went to rehab.

Long story short Their results were I had a disease they feared and there for did not want to sell my unit and I guess all the realtors thought that was Ok to. As i did not win.They recorded played.. They violated my hippaa ..They talked about m illnesses .. They fabricated I had HIV..I was torn to bits by them.. My mother suffered and so did our reputation..

Is this wrong. ? If so what can I do..Ethics board copies I still have and now they will not send me another copy of the one page where they al said they feared my illness.. Cindy Doll sent all pages again with 2 missing.

Discrimination"

Sent in from Reader

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Real Estate Industry Whistleblower Crystal L. Cox SOON to File Criminal Charges Against the National Association of Realtors

I don't Need a Corrupt, Spineless Attorney. I Will File Criminal Charges based in Law and NAR breaks the LAW every Single Day... in every town... internationally..


More Coming Soon..

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Real Estate Industry Whistleblower Crystal L. Cox Soon To File Federal RICO Lawsuit Against NAR.

coming soon..

Read more...

Other Sites..

www.CrystalCox.com

www.BrokersZone.com

Real Estate Whistleblower

www.BrokersConsultations.com

SavvyBroker.com

Crystal L. Cox
Real Estate Whistleblower

Consumer Advocate in Real Estate

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